Turning Point Capital Advisory has arranged a £32m investment term facility for a private sponsor, refinancing a mixed-use portfolio of commercial and residential assets across the South East, at 70% LTV and 2.25% over base rate.
Turning Point Capital Advisory has arranged a £32 million investment term facility for a private sponsor, refinancing a mixed-use portfolio of commercial and residential assets across the South East of England. The portfolio spans retail, dentistry and commercial holdings.
The facility, provided by an undisclosed lender, was structured at 70% LTV and priced at 2.25% over base rate, on behalf of a high-net-worth foreign national borrower.
The sponsor initially approached Turning Point Capital Advisory seeking an acquisition bridging loan. Rather than layering short-term debt onto the purchase, we restructured the approach entirely: refinancing the sponsor's existing portfolio to release the equity required for the acquisition, and replacing expensive bridging capital with a single term facility at more sustainable pricing.
The transaction took four months to complete, progressing through two religious holiday periods.
Marcus Emadi, Managing Partner of Turning Point Capital Advisory
"The sponsor came to us for a bridging loan, but the right answer was a different one. By refinancing the portfolio as a whole we released the equity needed for the acquisition and put the borrower on materially better terms. Foreign national borrowers are often underserved by mainstream lenders, and mixed-use portfolios need a lender that understands blended income."
On this transaction, Turning Point Capital Advisory acted as debt advisor to the sponsor and arranged the facility, with the transaction led by Marcus Emadi and Charlotte Coates. The borrower was supported by their in-house legal team.
Turning Point Capital Advisory gives principal-side debt, turnaround and development advice for operational real estate. If you are planning a refinance or acquisition, we would be glad to talk it through.
As reported by Bridging & Commercial, 20 August 2026.